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You may be thinking of applying for a guaranteed personal loan but, because of bad credit, you may be concerned if getting one is your best option. You are right to be concerned and asking this question has already put you on the road to making the right decision.

It's a fact that those with bad credit are often the ones who are in most need of a fast cash advance to pay for an unexpected financial crisis - whether it's someone in your family requiring hospitalization, outstanding credit card commitments, urgent household repairs or just getting your car repaired so you can get to work; the list of life's unexpected emergencies is limitless.