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A payday loan is the perfect way of funding a one-off purchase when you don't want lingering debts and credit card bills accruing interest like there's no tomorrow. Payday loans range from 100 to 1,000, and with interest rates reasonable and affordable, you will manage to pay off the loan far quicker than paying back escalating credit card debts.
Sometimes you want quick access to money to fund a one-off celebration or unexpected household costs, for example, but you don't want the incentive to remain in debt offered by a credit card. You want an instant loan which can be paid back on pay day - in short, a payday loan.
Also, it is well known that people have to overcome bureaucratic hurdles and wait for days on end to receive a new credit card, which can prove especially problematic if you want a quick and moderate injection of cash. Yet new research reveals that 1.7 million credit card applications were turned down in the past year alone.
